This article is very interesting. I have never thought of myself as a safe person. I tend to live by the seat of my pants and dont do much planning. This article however said that this is the characteristic of mainly men. I would have to disagree i think that it depends on how you are raised. I know my fiance is a penny pincher and tends not to invest where i on the other had would do something like this.
http://qz.com/193675/why-women-invest-less-than-men-even-though-theyre-better-at-it/
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